Debt is usually a symptom of a core issue rooted in psychology and money management skill-set. Under-earning, impulse-spending, living in a money fog, not being able to save money, and not being on the same financial page with your partner are the core issues. We help our clients identify their core issues and work out a step by step process to attain independence and live a life of abundance. Our debt management plan includes the following:
- Money Behavior Analysis to understand the core issues
- Data collection and assessing client’s current financial situation
- Assessing financial risks and creating risk management plan
- Developing a customized debt management plan
- Negotiate, Eliminate, or Consolidate Debt
- Creating the debt reduction plan
- Monitoring the debt reduction plan
- Once debt free, learn to manage your finances so you never have to face debt again.