A basic mantra of smart investing has been ‘Do Not Put All Eggs in One Basket’. This simply means diversification across diverse asset classes like equity, debt, gold etc. Equity offers an excellent wealth creation opportunity over a longer period of time specially in economy like India. Another asset class, easily the most preferred investment

Inflation in simple terms means general price rise of goods & services in a country. Inflation monster reduces purchasing power of money, rupee loses value with inflation as the same amount of money buys lesser goods/services with time or to buy same quantity of goods/services you need more money due to inflation. In India inflation

All of us have big dreams like going on a annual foreign holiday, buying a large house in a posh locality, sending our child to the best school / college and retiring in comfort at the age of 50 and we work hard and save harder toachieve them. Irrespective of our financial status in life,

A lot of tax payers and investors today a feel a sense of contentment post budget presented by the Modi government. The Finance Minister managed to address various issues and challenges facing the economy. He also managed to touch the long-unfulfilled wishes of the tax payers. One of the most eagerly awaited part of the

As it is said there are two unavoidable events of human being’s life cycle : Death & Retirement. Although we can not really predict the first, we can really foresee our retirement and plan for it.However, retirement, although the most important and unavoidable event of life, it mostly remains unplanned due to other priorities in

The quarter of January – March (popularly known in financial circles as the JFM quarter) is full of panic and anxiety for tax payers. Last minute investments need to be done, investment proofs need to compiled in one folder, PPF passbooks need to be updated etc. In our haste to organize everything, at times we

We sometimes get sizable cash inflow as windfall gains or bonus for salaried employees. The first question arises in our mind whenever we have a big cash inflow is whether to invest that amount for future or pay off existing debt to reduce EMI burden. We always feel like being caught between the devil and

Over the last few years, the term “financial planning” has been very often used and heard by many of us. In this article we explore as to what this term really means and why it is important for us all. Simply put, financial planning is the process of meeting your life goals through proper management

As informed investors, we should be familiar with the different investment routes or facility of investing offered by mutual funds. You may already be aware of SIP but likewise, there are also other facilities offered by mutual funds to invest, redeem or switch between investments, which are relatively unknown. We have explored the SWP in

India is a country where traditionally people are not oriented for retirement planning in finances. There is a prevalent culture of joint family and the older generation expects the next generation to take care of them in the old age. Surely there is some form of retirement savings being done. But it falls far short