Wealth creation is not easy. But neither it is difficult for wise and disciplined investors. One product that can really help investors in wealth creation is a mutual fund Systematic Investment Plan (SIP). The SIP is a simple and time honored investment strategy for accumulation of wealth in a disciplined manner over long term period.

Asset Class is a often used word in finance, especially investment & portfolio management. We also used the term many times in our articles. In this article a take a academic look at the various asset classes. Information sharing and transparency with advisors is a touchy matter. Often the investors are not very sure of

What does it mean to be financially responsible? This may seem to be difficult question to answer by most of us. One must have heard of the saying “to live within your means”. Though this may be at heart of being financially responsible, it hardly is enough in today’s world. Being financialy responsible today is

In the past 5-10 years, debt has become very easy to acquire and people are tempted by large number of banks would extend good offers to the borrowers. Combine this with rising incomes and aspirations and we have a huge population of young generation that would have at least 2 loans – home and car

There is a famous saying on shopping by Bo Derek that “whoever said money can’t buy happiness simply didn’t know where to go shopping”. This pretty much sums up the change in the shopping mindset in the last decade or so. Most of us have seen a dramatic change in the spending behaviour and today

It was cold, windy evening of January 2012. Mr. & Mrs Arora (retired couple, both senior citizens) were enjoying winter evening & having a cup of hot coffee in their 3 BHK luxurious apartment in South Delhi when they received a phone call. Next 15 days were one of the worst period they experienced in

One of the major global challenges facing every single person in this world is about climate change. It is challenge that puts to question the way we live our lives. The subject of climate change came into limelight largely because of Nobel Peace Prize (2007) being awarded jointly to Intergovernmental Panel on Climate Change (IPCC)

With the beginning of tax season once again we are scrambling to invest money in tax saving schemes to avail maximum deduction possible for us, especially the salaried individuals. There is a catch though; as the time runs short we are prone to make decisions that may be dangerous or not so beneficial from the

Marriage, in financial context, sounds heavy, especially in case of young Turks just starting on their career paths and not yet considering themselves stable in their line of profession. More so, in the context of our country, where lavish marriages are a trend, involving expenses beyond the personal capacities of the individuals getting married. Personal

Asset Class is a often used word in finance, especially investment & portfolio management. We also used the term many times in our articles. In this article a take a academic look at the various asset classes. We all aim for success in our investments. But success in any investment is a play between returns