Compared to equity market, bond market is considered to be stable and less volatile. But events such as falling currency makes the market volatile, depreciation and appreciation of currency against dollar is the most happening event and most of the time regulator RBI take measure to balance it time to time. And such measures often

What do we do with the surplus of income over expenses i.e our savings. We keep some money for meeting our near term emergencies or commitments like paying our kids’ school fee, a weekend getaway, a family function, etc. and we invest the rest. In this article we will focus on the former viz the

The government has banned Rs 500 and Rs 1000 notes, which constitutes 86% of the total currency of our country. The move is aimed to curb black money and wipe out corruption. This bold step has left us perplexed as 14% of the currency alone cannot provide for the earlier 100%. We have been spending

It almost pulled the rug from under the feet of many Indians on the evening on 8th November 2016, when PM Modi announced the demonetisation of Rs 500 & Rs 1,000 notes. All the cash that was stashed in our homes, our wallets would be worthless within the next 4 hours. Then a ray of

The two wonders of personal finance “Saving” and “investment” are often perceived as same by most of us. But, both these terms are distinct and have a very important role to play in our financial life. An investor must understand the difference and relevance of both the elements. And we have to participate in both

The year 2016 is ending in a day. It was a wonderful year, full of excitement, joy and surprises. When 2016 started, most of us made new year resolutions, we decided to be nice to others, quit smoking, start going for a morning walk, and bring in discipline into our lives. We also decided to

Men and women have been created as equals and have equal rights. Unfortunately, for most of us, the financial and social status of women in India comes second to men. The women around us – be it daughters, sisters, mothers or our better halves, have a special place in our hearts and our lives. But

This is the time of the year when you would be gathering your medical bills for supporting medical allowances, petrol bills for transport allowance, boarding passes for claiming LTA, insurance receipts, donation receipts, etc. This is also the time when many of us would be investing in various tax saving products to avail maximum tax

We’re all busy in this fast paced life. Often we have many things that we need to do on priority and still many things that we wish to do but can’t find time.The list of works to do fills up faster than we can actually tick off. What we all want is more time… Well

There are two ways to look at investor behavior in the context of markets. Although, there can be many more perspectives for investor behavior if we can include various markets and different types of investors, but broadly these two perspectives stand out in the open: 1. From the perspective of an Individual Investor 2. From